Read the latest article about personal finance in Vestash. Should You Rent or Buy a Home? Weighting The Trade-Offs – Photo by rawpixel.com from Pexels under Creative Commons The choice between buying a home and renting one is among the biggest financial decisions that many adults make in their lives. For generations, buying a home was considered the cornerstone of the American dream. You would picture yourself throwing the ultimate backyard barbecue party with your … http://ow.ly/fTf150vDY3h

Read the latest article about personal finance in Vestash. How Much House Can I Afford? – Photo by Daniel Barnes/Unsplash under Creative Commons Before rushing out to get a new mortgage, prospective homeowners are confronted with a number of questions when exploring the option of buying a house. The most common question is how much house can they afford? In other words, how big a mortgage can they expect a loan officer to extend, given their income and financial obl… http://ow.ly/hOEQ50vzY5T

Read the latest article about personal finance in Vestash. A bird’s-eye view of the multiple sources of income for mortgage approval – David McBee/ Pexels under Creative Commons Rapid rent growth is not a new phenomenon. But, persistent rent hikes at a heightened pace in booming metropolitan areas and surrounding suburbs make you wonder whether rentals are the best choice. As rental markets continue to rise, homeownership starts to seem like a feasible alternative w… http://ow.ly/GvsN50vfLjP

Read the latest article about personal finance in Vestash. How to have multiple income streams if I work full time – When was the last time you got a raise at work? How safe is your job? An additional income source can increase your monthly cash flow, help you live within your means, and diversify your income sources. For most people, their only source of income is from their job, which tends to increase their personal financial risk in case of unexpected outcomes s… http://ow.ly/J93W50vaJWt

Read the latest article about personal finance in Vestash. How to graduate from college without any debt? – Education is the most valuable investment you can make for your future. It’s an opportunity to take what you’re already interested in and pursue it at a deeper level. A moment to discover the career path that matches your abilities and motivates you to become the best version of yourself. It’s where you will find a new world of opportunities and have new exper… http://ow.ly/fNWz50v7m8V

Read the latest article about personal finance in Vestash. How smart is it to really be 100% debt free? – Debt increases your exposure to risk. It encourages to keep spending even when you can’t afford the payments as it drives your emotional, impulsive instincts for wants. The price for those wants comes in the form of interest, which forces you to borrow from your future income to make ends meet. As high-interest debt accumulates fulfilling those payments responsi… http://ow.ly/iaqY50v3ADC

Read the latest article about personal finance in Vestash. What to do with extra money in the bank? – QuinceMedia/Pixabay under Creative Commons Are you sitting on savings you don’t know how to manage? If you have stashed your nest egg in a checking or low-yield savings account, you need to reassess your financial plan. If the real rate of return realized on investment is less than the current inflation rate, you are losing constant purchasing power. To understand t… http://ow.ly/D6iD50v2nyD